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Do I file Bankruptcy or not?

Do I file Bankruptcy or not? Letter to "Ask Leon"I currently live in Indiana. My husband and I have a total amount of credit card debt of around $4000.00. and we have about $2500 in payday loans. We do not own a home. We rent and we have 2 cars that we have loans on [...]

By | 2012-10-09T06:09:01+00:00 October 9th, 2012|bankruptcy-faq, Financial|0 Comments

Roommates and Bankruptcy

Roommates and Bankruptcy Letter to "Ask Leon"I have a roommate and I am filing Chapter 13 in North Carolina. They are requiring her income, but not her expenses. Why is this and will this hurt my case?Leon Says...The only reason I can think of is perhaps you have you given them some reason to believe [...]

By | 2012-10-09T06:09:00+00:00 October 9th, 2012|bankruptcy-faq, Financial|0 Comments

Can I File Bankruptcy Again?

Can I File Bankruptcy Again? Letter to "Ask Leon"I filed bankruptcy back in March 2001 and now I'm being sued civilly by two big name brand companies for having counterfeit products on my website. I didn’t know that the products were counterfeit until I started receiving cease and desist letters. I own a website but [...]

By | 2012-10-09T06:08:59+00:00 October 9th, 2012|bankruptcy-faq, Financial|0 Comments

Judgment lien

Judgment lien Letter to "Ask Leon"I filed for bankruptcy in 1997 and it was discharged in the same year. Prior to me filing, I received a Judgment Lien against me from a creditor for a vehicle that was totaled and I didn't have car insurance at the time. I included this creditor in my bankruptcy. [...]

By | 2012-10-09T06:08:59+00:00 October 9th, 2012|bankruptcy-faq, Financial|0 Comments

Credit Repair and ID Theft

Credit Repair and ID Theft Letter to "Ask Leon"How strategic is credit repair? How expensive and how long does one have to pay for? Is it worth it? I know a guy who lost his house due to foreclosure and debts and said he paid $600 for 6 months and although he owed a lot [...]

By | 2012-10-09T06:08:58+00:00 October 9th, 2012|bankruptcy-faq, Financial|0 Comments

Credit Repair

Credit Repair Letter to "Ask Leon"How long does it take for respectable credit to be established after agreeing to repay delinquent credit on a number of long past due accounts in order to be able to get a reasonable refinance rate on a home mortgage? I'm wondering if bankruptcy is worth considering under the circumstances [...]

By | 2012-10-09T06:08:57+00:00 October 9th, 2012|bankruptcy-faq, Financial|0 Comments

Bankruptcy and Providing Tax Returns

Bankruptcy and Providing Tax Returns Letter to "Ask Leon"My husband and I are going to be filing Chapter 7 bankruptcy pro se soon. I know that we have to have copies of our tax returns but was wondering if the copies we received from Jackson Hewitt are sufficient or if we will have to get [...]

By | 2012-10-09T06:08:57+00:00 October 9th, 2012|bankruptcy-faq, Financial|0 Comments

Bankruptcy & Rent

Bankruptcy & Rent Letter to "Ask Leon"We are about to file for Chapter 7 and rent an apartment on a month to month basis. Aside from being late with the rent a few times, we have always paid our rent. My question is, can we lose our apartment because we've filed for bankruptcy? We also [...]

By | 2012-10-09T06:08:56+00:00 October 9th, 2012|bankruptcy-faq, Financial|0 Comments