Do I file Bankruptcy or not? Letter to "Ask Leon"I currently live in Indiana. My husband and I have a total amount of credit card debt of around $4000.00. and we have about $2500 in payday loans. We do not own a home. We rent and we have 2 cars that we have loans on [...]
How to file amendment on debt not included in BK Letter to "Ask Leon"I have been discharged from Ch.7 since November 2005. I recently got a letter from collection agency in regards to an old debt ($800). I was not aware of this debt and at the time of me filing bankruptcy it was not [...]
Roommates and Bankruptcy Letter to "Ask Leon"I have a roommate and I am filing Chapter 13 in North Carolina. They are requiring her income, but not her expenses. Why is this and will this hurt my case?Leon Says...The only reason I can think of is perhaps you have you given them some reason to believe [...]
Can I File Bankruptcy Again? Letter to "Ask Leon"I filed bankruptcy back in March 2001 and now I'm being sued civilly by two big name brand companies for having counterfeit products on my website. I didn’t know that the products were counterfeit until I started receiving cease and desist letters. I own a website but [...]
Judgment lien Letter to "Ask Leon"I filed for bankruptcy in 1997 and it was discharged in the same year. Prior to me filing, I received a Judgment Lien against me from a creditor for a vehicle that was totaled and I didn't have car insurance at the time. I included this creditor in my bankruptcy. [...]
Taxes and collection agencies - Is bankruptcy the solution? Letter to "Ask Leon"Dear Leon: I am considering bankruptcy. I have debts of about $8,000 in the hands of collection agencies.I also owe about $1,900 in taxes to the IRS. The taxes I owe are about 2 years old and they are income taxes. What are [...]
Credit Repair and ID Theft Letter to "Ask Leon"How strategic is credit repair? How expensive and how long does one have to pay for? Is it worth it? I know a guy who lost his house due to foreclosure and debts and said he paid $600 for 6 months and although he owed a lot [...]
Credit Repair Letter to "Ask Leon"How long does it take for respectable credit to be established after agreeing to repay delinquent credit on a number of long past due accounts in order to be able to get a reasonable refinance rate on a home mortgage? I'm wondering if bankruptcy is worth considering under the circumstances [...]
Bankruptcy and Providing Tax Returns Letter to "Ask Leon"My husband and I are going to be filing Chapter 7 bankruptcy pro se soon. I know that we have to have copies of our tax returns but was wondering if the copies we received from Jackson Hewitt are sufficient or if we will have to get [...]
Bankruptcy & Rent Letter to "Ask Leon"We are about to file for Chapter 7 and rent an apartment on a month to month basis. Aside from being late with the rent a few times, we have always paid our rent. My question is, can we lose our apartment because we've filed for bankruptcy? We also [...]