Bankruptcy & Rent

Bankruptcy & Rent Letter to "Ask Leon"We are about to file for Chapter 7 and rent an apartment on a month to month basis. Aside from being late with the rent a few times, we have always paid our rent. My question is, can we lose our apartment because we've filed for bankruptcy? We also [...]

By | 2012-10-09T06:08:56+00:00 October 9th, 2012|bankruptcy-faq, Financial|0 Comments

Credit Card 90 Day Rule

Credit Card 90 Day Rule Letter to "Ask Leon"Will you explain the rules surrounding credit card use prior to filing chapter 7? The reason I ask is, I am a loan officer in Michigan and our mortgage business is a mess out here. I haven't closed a loan in some time. I've been using credit [...]

By | 2012-10-09T06:08:55+00:00 October 9th, 2012|bankruptcy-faq, Financial|0 Comments

Chapter 7 or 13?

Chapter 7 or 13? Letter to "Ask Leon"I live in Tennessee. I am a single mom with 3 dependents for tax purposes and I know I need to file bankruptcy. I just don't know which one is more appropriate for me. I own my home, have a Home Equity Line of Credit that is maxed [...]

By | 2012-10-09T06:08:55+00:00 October 9th, 2012|bankruptcy-faq, Financial|0 Comments

Abandonment of Property after Bankruptcy

Abandonment of Property after Bankruptcy Letter to "Ask Leon"My husband and I filed bankruptcy in 2003 and discharged in 2003. My problem is that after we were discharged we called our car loan place to have them pick up the car that was discharged. They told us that they have abandoned property and are NOT [...]

By | 2012-10-09T06:08:54+00:00 October 9th, 2012|bankruptcy-faq, Financial|0 Comments

Removal of Bankruptcy From Public Records

Removal of Bankruptcy From Public Records Letter to "Ask Leon"What can you do to remove the fact that you have filed for Bankruptcy but it has been cleared from your public record? How do you or change the notification of a Judgment?Leon Says...Bankruptcy will stay on your credit record for 10 years. If it has [...]

By | 2012-10-09T06:08:54+00:00 October 9th, 2012|bankruptcy-faq, Financial|0 Comments

Credit Report

Credit Report Letter to "Ask Leon"Dear Leon, I am a resident of Virginia. Who do I get the proper credit report from in the proper form? Who do I get the credit counsel certificate from? Or do I file to try to make myself exempt from this. I am trying to file myself. I do [...]

By | 2012-10-09T06:08:53+00:00 October 9th, 2012|bankruptcy-faq, Financial|0 Comments

Home Equity

Home Equity Letter to "Ask Leon"I have a home in my name but my niece and her husband’s names are on title. They, however, are not on my loan documents, just the Title. They pay 1/2 the mortgage every month and live in the house. I am thinking about filing bankruptcy. I went to a [...]

By | 2012-10-09T06:08:52+00:00 October 9th, 2012|bankruptcy-faq, Financial|0 Comments

Chapter 7 & Spouse Income

Chapter 7 & Spouse Income Letter to "Ask Leon"I am in Michigan and am looking at filing Chapter 7. I would have a hard time passing the means test if my wife’s income is included. The mortgages are in my name. My vehicle is in my name and the delinquent debts and aJ are in [...]

By | 2012-10-09T06:08:52+00:00 October 9th, 2012|bankruptcy-faq, Financial|0 Comments