Frequently Asked Questions
These are the most common questions we hear from people who want to know more about their bankruptcy options. If you have more questions and you want to discuss your current circumstances, give us a call or simply fill out one of the email contact forms on this website. You’ll hear from us promptly!
WHO ARE YOU?
No, however the legal system is a maze of very complex laws, rules, and regulations. It is very easy to make mistakes. A knowledgeable and experienced lawyer will make sure that your bankruptcy is filed quickly and correctly.
In addition, banks and credit card companies hire teams of aggressive lawyers to fight bankruptcy cases. An attorney representing you is in a better position to negotiate on your behalf.
WHERE ARE YOU?
Is it wrong to claim bankruptcy? It is no worse and no better than claiming all of the deductions and exemptions on your tax return that you are entitled to claim. You are not required to claim them, you are ENTITLED to. Likewise, you are ENTITLED to claim bankruptcy if you owe more money than you can reasonably afford to repay.
In Need of Legal Advice?
Why we are qualified
For the last 33 years, Leon Bayer and Jeff Wishman of Bayer Wishman & Leotta have specialised exclusively in helping clients with debt problems.