Judgment Lien after Chapter 7 discharge Letter to "Ask Leon"One of my credit cards placed a lien on my house. With a chapter 7 discharge, does that lien go away? The Lien was placed about 30 days before the chapter 7 was filed.Leon Says...The lien does not automatically go away. There is a procedure that [...]
Divorce and bankruptcy Letter to "Ask Leon"Hi Leon, I am currently in divorce proceedings, we don't have any assets together (home, car, etc.), we do however have a substantial amount of debt. Our marital debt is summed to be $90,000. I am being advised that my spouse and I should file bankruptcy jointly because we [...]
Credit card debt? Letter to "Ask Leon"I've heard that even if your credit cards are declared in the bankruptcy, you still have to pay the remainder under the new law. True or false? Thanks.Leon Says...False! If the court finds that you are eligible for relief, that your debts were incurred under honest, good faith circumstances, [...]
Bankruptcy Credit Reporting Mortgage Letter to "Ask Leon"We filed bankruptcy (TX) and it has gone thought the court. We did not reaffirm our mortgage but have always been on time. Our mortgage company will not report this to the credit bureau. They are reporting that we have not made a payment since Nov 2005 and [...]
Bankruptcy Letter to "Ask Leon"In July of 2005, my husband and I filed for chapter 13. We have since requested a conversion to Chapter 7 but have been denied due to the multiple filings rule in the new bankruptcy act. My question is, does the multiple filings rule apply to all cases regardless of when [...]
Getting out of a chapter 13 Bankruptcy Letter to "Ask Leon"We filed a ch 13 Bk 1/2 years ago. It has been difficult to keep up the mortgage payment since the bk. we are behind on the mortgage and cannot roll it into the Bk. Is it possible to get out of the ch 13 [...]
Hiding Assets and Money in Kansas Letter to "Ask Leon"I know of a couple that are in the process of filing bankruptcy (chapter 7). He is doing numerous large cash jobs and also acquiring assets that he is hiding from the courts. He also owes back child support that he is hiding the earnings from. [...]
Tax refund & EIC Letter to "Ask Leon"I filed my bankruptcy(ch 7) in MN last Oct. before the new laws took affect and it was discharged Feb 14, 2006. My Trustee has been asking about my 2005 tax returns. I filed my taxes late due to moving and not receiving all my W2's. I'm due [...]
Quitting a job (part 2) Letter to "Ask Leon"My husband hasn't worked in 4 years. He cooks, writes and plays music. I don't have a problem with that but how can I file without the $1200.00 or so that it will cost? He will agree to a part time just to dig us out. If [...]
Can bankruptcy help me? Letter to "Ask Leon"Dear Leon: I was in dire need of a loan to pay off other bills. I turned to a friend who agreed to wire money into my account. I've known this person for quite some time and trusted that she wouldn't do anything to harm me. In a [...]